Temp Staffing Financing

We fund staffing agencies everyday!

Over 18 Years in Business

Recent Transactions

invoice factoring for a small fleet trucking


Small Fleet Trucking Company

invoice factoring for a clerical staffing agency


Clerical Staffing Agency

Receivable Financing Rates at 0.69% to 1.59%

18 Years In business & Over 3,200 Clients Funded

  • Fast Approval Process
  • No Up Front Fees to Set up
  • No Financials Required
  • Low Credit Score Accepted
  • 3 to 5 Day Initial Setup
  • Free Invoicing Software with Merging Apps
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Financing Receivables and Payroll for Staffing Agencies

Available for Canadian Companies

Have you exhausted your efforts at the bank?

If your staffing agency sells on credit terms and has unpaid invoices, 1st Commercial Credit can help you get funding in 3 to 5 working days.

  • Unlimited funding for payroll
  • Predictable Cash flow
  • Flexible Set up Process
  • Free invoicing staffing software

We Lend More than The BANK!

Call today and get funded in 3 to 5 Days

  • Up To 97% Advance
  • No Financials Required up to $350,000
  • Rates at 0.69% to 1.59%

Payroll Funding & Predictable Cash Flow

Your staffing company has unlimited growth limitations with our funding program Your line of credit grows with your credit terms sales and can start a with as little as $10,000 to $10 Million in monthly sales.

Unlimited Payroll Funding & Predictable Cash Flow for Staffing Companies
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Flexible Underwriting & Same Day Decisions

We fund staffing companies with more eligibility on receivables than a traditional lender or bank, with 90% less paperwork. Get approved and funded in 3 to 5 working days. We do not underwrite like slow decision banks.

Staffing Agency Owners Enjoy Flexible Underwriting & Same Day Decisions
Start Today

Why Is 1st Commercial Credit Different?

Temp Staffing Agencies come to us due to our quick & flexible approval process, high credit limits, low rates, transparent fee structure, and free Temp Staffing invoicing software that creates your funding schedule.

What Makes 1st Commercial Credit Different from other Receivable Lenders?
Start Today

Get A Quick $350,000 in 3 to 5 Working Days

WE Lend more than the BANK and Make Same Day Decisions

  • WE Accept Low Credit Scores
  • WE Fund Faster than Any Bank
  • Purchase Order Funding Available
  • Term Loans to Existing Clients
  • No Financials Required
  • No Up-Front Fees To Set Up
  • Financing Rates at 0.69% - 1.59%
  • Custom Rates Available

Invoice Factoring Services Available in Canada

Imagine your company Funded in 3 to 5 working days!

Why Choose Us?

Accounts Receivable Financing is our Business. 18+ years in business

  • Financing Rates at 0.69% - 1.59%
  • 10,000 & up to 10 million Facilites
  • No Financials Required
  • Set up in 3 to 5 working days
  • No up-front fees - No hidden fees
  • No facility fees - No Audit Fees
  • Customer referrals upon your request
  • We Make Same Day Decisions
  • No Monthly Minimums
  • No invoice Minimum Fees
Get Started Today

Unlimited Payroll Funding & Predictable Cash Flow for Staffing Companies

1st Commercial Credit offers unlimited payroll and receivable based funding for staffing agencies. The more sales you generate, the larger your credit facility becomes. We accept staffing agencies with as little as $10,000 a month in sales to $10 Million. The ultimate value in our funding programs is "Consistent Predictable Cash Flow". You no longer have to wait for checks to come in and clear the bank to make payroll and taxes.

Staffing Agency Owners Enjoy Flexible Underwriting & Same Day Decisions

1st Commercial Credit is an accounts receivable finance company that specializes in advancing funds against the face value of your invoices sold on credit terms. Time sheets should be accompanied by your invoices. If you have invoices sold to a credit worthy accounts, that's 95% of the approval process. We have funded over 3,200 businesses just like yours and we are very confident in finding a solution for your funding needs.

We move very fast and when a business owner is in need of funding within a week to make payroll and pay taxes, we can deliver the funds. Business owners with low credit scores are accepted in our underwriting process.

Quick Fill Out Form - Get Started Today

What Makes 1st Commercial Credit Different from other Receivable Lenders?

Free Invoicing Software

All clients are given the option to use our proprietary invoicing software that helps in creating the invoice, merges proof of delivery documentation and prepares the documents for funding. Saves up to 70% in time consolidating documentation for invoicing.

Selective Clients For Funding

We allow for you to pick and choose the clients you wish to enroll for invoice financing. No need to send in all the customers you have for funding. We want you to use what you need when you need it, and as your business gross you can use more or you can stop if you are able to retain earnings.

Credit Analysis for Account Debtors

We are constantly monitoring credit in the portfolio to prevent losses in case a customer's payment trend begins to slip.

1st Commercial Credit Does Not Add Debt To Your Bottom Line

Whenever you take on a bank loan or utilize bank credit, you are adding debt to your company's books that you have yet to pay off. 1st Commercial Credit uses your invoiced sales to create financing staffing programs that will meet your payroll obligations and help you keep all of your projects operating at a profit.

One of the challenges of running a temp staffing agency is that you are never really sure what new customer will contact you from day to day. As your customers grow they will need to add more temporary staff and you will be able to handle the growth with our funds without having to borrow money to finance the receivables.

Think about how many times you have tried to plan for that annual spike in business but always wind up falling short. Instead of relying on your own company's resources or rushing to borrow money, you can rely on 1st Commercial Credit to deliver the funds.

1st Commercial Credit Helps Maintain Your Strong Financial Status

Corporate growth is a great thing, but if you are not ready for that growth then it can do irreparable damage to your organization's financial structure. If you try to over-reach your economic means, then you may never be able to fall back into what you are used to doing. In other words, one ill-advised jump into a significant growth project without the proper kind of funding can kill your business.

For more information about our staffing clients and articles - Visit our Staffing Blog

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Request a callback today!

Receivable Financing Rates

Financing Rates at 0.69% to 1.59%

  • Quick Approval Process!
  • No Financials up to $350k
  • Easy Set-Up in 3 to 5 Days
  • Over 17 years in business
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