Over 3,200 Clients Funded

Surpassed $4 billion in Receivable Financing

Over 18 Years in Business

Recent Transactions

invoice factoring for a clerical staffing agency


Clerical Staffing Agency

invoice factoring for a small fleet trucking


Small Fleet Trucking Company

About 1st Commercial Credit in Canada

Over 18 Years in Business

About 1st Commercial Credit Invoice Factoring Company

At 1st Commercial Credit, we are recognized as one of the largest independent providers of receivable based financial services (Invoice Factoring) for small to mid-sized Canadian businesses.

We offer Canadian based companies a complete line of receivable based factoring services, purchase order funding, international trade finance and other related financial services.

1st Commercial Credit was established in 2001 and is a USA Texas based company located in the city of Austin. We have additional locations in Toronto, Canada and London, England.

We fund clients everyday for just about every major industry, including transportation, exporters, importers, service providers, distributors and manufacturers.mid-sized businesses.

Please note we do not offer Construction Related receivable funding in Canada nor receivables by Canadian Medical Providers.

View Recent Transactions

We Attract Clients That:

  • Expand so rapidly that they outgrow their working capital
  • Come from small business start-up ventures
  • Lose bank credit lines due to covenant violations
  • Experience seasonal sales
  • Experience strained cash flow due to a slow turnover in receivables
  • Have a large customer concentration
  • Need export receivable financing, credit protection or purchase order financing
  • Require In-transit inventory finance

What Makes Us Unique

We Fund a Lot of Industries

We offer funding for a wide range of industries and flexible funding requirements that most businesses can easily qualify for. Our competitors are challenged to offer this combination of services due to their standard underwriting infrastructure and limited industry experience.

With 1st Commercial Credit, small businesses (that need receivable financing) can qualify with as little as $10 thousand a month in sales. Also, those companies that need up to $10 million in working capital can qualify for asset-based financing.

Why Choose Us?

Accounts Receivable Financing is our Business. 18+ years in business

  • Financing Rates at 0.69% - 1.59%
  • 10,000 & up to 10 million Facilites
  • No Financials Required
  • Set up in 3 to 5 working days
  • No up-front fees - No hidden fees
  • No facility fees - No Audit Fees
  • Customer referrals upon your request
  • We Make Same Day Decisions
  • No Monthly Minimums
  • No invoice Minimum Fees

Thank you for your interest in 1st Commercial Credit

Raul Esqueda, President

Location: 1st Commercial Credit in Canada

  • 1 Yonge Street (Toronto Star Building) Suite 1801 Toronto Ontario M5E 1W7 Canada
  • 1 844 422 6658